*Highly likely to recommend*

Good morning Steve, I can see you're on it as usual. I must thank you for expediting this. I am relieved. Before I complimented you I went onto the Net to check around. That's the best rate possible. I certainly should be glad to have worked with you.

Donald Ganung, Houston

*Highly likely to recommend*

Steve was very professional and worked hard to make sure that we were well educated every step of the way. Our next property we will surely use steve for the mortgage loan. I would highly recommend him to my friends...

Sam & Bea Craven, Houston

*Highly likely to recommend*

Steve is a homebuyer's dream, when it comes to finding a mortgage! Very down-to-earth guy, who has the heart of a teacher. He takes the time to explain the ins and outs of qualifying for a mortgage and why banks ask for certain documents. Yet, he never talks down to you, or acts like he's above you, like brokers I've worked with in the past. He also makes himself available 24 hours a day for his clients. I exchanged well over 200 emails and about 30 phone calls with Steve over the 35-40 days that it took to close my loan, and he almost always answered his phone right away or responded to email within the hour. Mind you, my loan was not your typical FHA loan, since I have several rental properties that I had to provide title searches and copies of leases for, etc. Still Steve got me closed in nearly 30 days, despite all the hoops I had to jump through for the actual lender. His 20+ years of experience showed in that he had me prepared in advance to provide every document the lender asked for. His processor, Robin, is EQUALLY great to work with and always available to answer questions. If you are looking for EXCELLENT customer service (a rare thing these days), then Steve is the only guy you need to call.

Donovan Dove, New Braunfels, TX

*Highly likely to recommend*

I feel like I could write a book about Steve. I'll start by saying that if you're reading this review you're probably worried about using an agent from Zillow. Your bank or local broker has probably convinced you that you can't possibly trust an internet broker and that they only tell you lies and make false promises about how quickly they can close and what their REAL fees are, etc. These are scare tactics. If you talk to Steve for five minutes you'll know he's not the average lender. I've never met someone that is more engaged with a customer than Steve. I have exchanged no less than 200 emails with him since our process started. From the date we submitted our application to the date the loan closed was 22 days, and we could have done it even faster if necessary. Steve has personal relationships with every chain along the way, the processor (Robin, who is also great), the underwriters, the lawyers, everyone. He knows the banks inside and out and can explain the advantages and disadvantages of each. Not everyone wants or needs this kind of detail but I am definitely someone who does. Steve was providing me daily updates of how world events were shaping rates and making recommendations for when we should lock our rate. I'll be honest here, we gambled a bit on locking and lost. It was a calculated risk but we got stuck in between the crazy oil prices and the tsunami. I'd still use Steve 10 times out of 10 and would recommend him to ANYONE that needs ANY type of loan. Steve gets the strongest recommendation I could give anyone. Unless you've got a long-standing relationship with your current lender and are OK paying thousands extra in fees then I suggest you go with Steve. You WILL NOT regret the decision.

Ben Jeffery, Dallas, TX 

*Highly likely to recommend*

Steve Silver  offered a very competitive rate and was able to close my house in record time. 

I was so pleased with his service. Both of my transactions closed while I was working in Europe, and even with a 7 hour time difference, communications and any necessary follow-up was excellent.

I would not hesitate to use his services again and would highly recommend him if I ever need a real estate professional. 

Rob Jacoby, Houston & The Netherlands

*Highly likely to recommend*

Outstanding service! - Steve is a true professional and I would highly recommend his services. I really appreciate your professionalism and assistance. I'll be sure to refer my friends to you when they need financing. 

Greg Carter, San Antonio

*Highly likely to recommend*
Really appreciate everything. I will be sure to post my comments on Zillow as well!

Angie Peterson, Pearland

*Highly likely to recommend*
"Thanks so much for the help!"

John Detmore, Dickinson

*Highly likely to recommend*
"We are done. Took less than an hour including travel time. Thank you again for taking care of this for us. We really appreciate how things were handled and most of all getting it done before we missed out on the interest rate we were looking for. We got a rate less than 5 % and lowered our P&I by 199.81 a month. The overall payment is lower by $250. We are happy. We never met personally and that is the only negative in this transaction. I guess people will have to start getting used to doing business on the internet and taking care of business electronically. It is undoubtedly the wave of the future. Best to you in the future and if I hear of anyone that needs mortgage financing, I will send them your way. Thanks again!

Paul and Gayl Sammons, Sugarland

*Highly likely to recommend*
"Steve Silver did a great job of securing us financing. At a time when banks were becoming increasingly restrictive about lending money, Steve worked very hard to keep on top of all the changes that were happening almost daily and got us a mortgage that met our financing needs. Without Steve's extra efforts, we likely would not have been able to close the transaction. We would recommend Steve to anyone who needs a mortgage to buy a home or refinance"
Jeff and Barb Cardinal, The Woodlands

*Highly likely to recommend*
"I had been shopping for a house for 6 months or so. I am a careful shopper and wanted to make sure I was getting the best possible buy in the neighborhood I was interested in. The sellers became familiar with me and knew I was a qualified buyer so when they were ready to close out their units they offered the unit I was interested in to me at a price 15% lower than their asking price with the understanding that I could close in 7 days.I didn’t think that going from application to closing in 7 days was possible until I was introduced to Steve Silver. Steve not only made it happen but has kept in close contact with me since the closing helping me with any concern I have had.”
Thomas Pipes, Midland

*Highly likely to recommend*

Steve’s my “secret-weapon” because he always tells me what I need to know, not “what I want to hear” like typical mortgage brokers.He cuts-to-the-chase and gets things done. My clients (and I) are always pleased with the results and he always seems to beat the competition with lower pricing and rates.”
Gaby Van Joslin – Van Joslin Real Estate, The Woodlands

*Highly likely to recommend*
“Steve handled my financing professionally. My corporate relocation from overseas was complicated but Steve got it done on time, without any drama...and his rate was a full 1% LOWER than what Bank of America was wanting.”
Ron and Leslie Johnson - Houston

*Highly likely to recommend*

"Thank you so much!  We are very excited and can’t wait until you can come visit!" 
Leslie and Joseph Greenberg - Houston

*Highly likely to recommend*

"Steve is a very knowledgeable on what he does - definitely many years of experience hang on his belt. He kept me informed daily on rates, educated me on how the market behaves, and had insight on how it would behave (which by he way was spot on."
Thiago Cavalho - Houston